EBF RESPONSE

EBF Response to European Commission’s Call for Evidence on the Savings and Investments Union

Brussels, 7 March 2025 – The European Banking Federation (EBF) welcomes the opportunity to contribute to the European Commission’s consultation on the Savings and Investment Union (SIU). By integrating the Banking Union and the Capital Markets Union, the SIU aims to strengthen Europe’s financial ecosystem and foster a more dynamic and resilient economy.

For the SIU to succeed, a deeper, more integrated capital market is essential. The EBF highlights the importance of completing the Banking Union, mobilizing retail savings through tax incentives, and enhancing access to private capital, including venture capital and securitization. Policymakers must prioritize regulatory simplification, a competitive financial sector, and a capital markets mindset across EU Member States.

Addressing long-standing barriers to cross-border capital flows, improving financial literacy, and creating a more harmonized and efficient regulatory environment will be key to unlocking Europe’s investment potential. The EBF remains committed to supporting initiatives that strengthen EU capital markets, drive economic growth, and secure long-term prosperity.

For more information:

Jacopo Borgognone, Senior Policy Adviser – Financing Growth, j.borgognone@ebf.eu

About the EBF:

The European Banking Federation is the voice of the European banking sector, bringing together national banking associations from across Europe. The EBF is committed to a thriving European economy that is underpinned by a stable, secure and inclusive financial ecosystem, and to a flourishing society where financing is available to fund the dreams of citizens, businesses and innovators everywhere.