EBF PRESS RELEASE
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EU T+1 Industry Committee launches roadmap and opens consultation period for capital markets transformation
Brussels, 3 July 2025 – The EU T+1 Industry Committee held a landmark summit today, marking a significant milestone in improving the competitiveness and efficiency of Europe’s capital markets. The Committee presented its high-level roadmap to guide market participants through the transition to a shorter securities settlement cycle, scheduled for implementation on 11 October 2027.
The roadmap launch represents a critical step forward in the EU’s broader strategic ambition to establish a Savings and Investments Union (SIU), aligning European markets with global best practices while enhancing their attractiveness to international investors. Shorter settlement cycles reduce risk and improve efficiencies in securities settlement post-trade.
EU public authorities’ support
EU public stakeholders commended the EU T+1 Industry Committee’s achievement, with keynote addresses by Verena Ross, Chair of the European Securities and Markets Authority (ESMA) and Chair of the EU T+1 Coordination Committee, Markus Mayers, Advisor, Market Innovation and Integration, at the European Central Bank (ECB) and ECB alternate representative in the T+1 Coordination Committee, and John Berrigan, Director General at FISMA (Directorate General for Financial Stability, Financial Services and Capital Markets Union) at the European Commission. Their participation underscores the transformative nature of this initiative.
Giovanni Sabatini, Chair of the EU T+1 Industry Committee, emphasised the strategic importance of the transition: “Transitioning to T+1 settlement is not merely a technical adjustment; it reflects a broader commitment towards innovation and should be seen as a key component of the EU’s broader strategic ambition to establish a Savings and Investments Union.”
Key implementation themes
The roadmap emphasises two critical themes for successful implementation: the imperative to enhance automation and standardisation across all stages of the post-trade lifecycle. With T+1, the significantly reduced window between trade execution and settlement puts considerable additional pressure on operational timelines, making automation in key processes—including trade matching, securities lending, FX bookings, and corporate action handling—essential for success.
Next steps and timeline
Today’s launch event marks the official start of the consultation period, which will run until 31 August 2025. Market participants can access the consultation details and submit feedback through the link provided below. While this is not a formal public consultation requiring document revision, relevant input will inform future activities of the Industry Committee.
Following the consultation period, market participants should focus on preparing their transition strategies and budgeting for necessary systems upgrades and testing throughout the remainder of 2025. The implementation phase in 2026 will see the EU T+1 Industry Committee release readiness surveys to monitor progress across the industry.
International coordination
The initiative demonstrates strong international coordination, particularly with the UK’s Accelerated Settlement Taskforce (AST). Andrew Douglas, Chair of the UK AST, commented on the collaborative approach: “There are lots of similarities between UK and EU recommendations. The real hard work starts now and we need to all get there at the same time and be there at the same time.”
This coordinated approach ensures that the transition maintains cross-border settlement efficiency while reducing systemic risks across interconnected European markets.
Industry impact
The roadmap addresses the complex multi-jurisdictional nature of European markets, coordinating the move to T+1 across 27 EU jurisdictions, multiple Central Securities Depositories (CSDs), and other market infrastructures. The recommendations developed “by the industry, for the industry,” provide a thoughtful, context-sensitive framework for implementation while acknowledging that a uniform approach may not suit all organisations equally.
The successful implementation of T+1 settlement will position Europe’s capital markets as modern, efficient, and competitive on the global stage, supporting the continent’s broader economic objectives while maintaining the highest standards of operational resilience and settlement efficiency.
Read the EU T+1 Industry Committee’s High-Level Roadmap and details of the EU T+1 governance framework’s activities on ESMA’s dedicated webpage by clicking here.
Provide feedback on the Roadmap by clicking here.
For more information:
Jacopo Borgognone, Senior Policy Adviser – Financing Growth – j.borgognone@ebf.eu
The European Banking Federation is the voice of the European banking sector, bringing together national banking associations from across Europe. The federation is committed to a thriving European economy that is underpinned by a stable, secure, and inclusive financial ecosystem, and to a flourishing society where financing is available to fund the dreams of citizens, businesses and innovators everywhere.
Stay in touch with the EBF
The EBF produces a daily and a weekly newsletter with European banking news and updates from national banking associations across Europe. CLICK HERE TO SUBSCRIBE
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]]>European Credit Sector Associations welcome efforts to strengthen European retail payments
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Brussels, 1 July 2025 – In a time of heightened geopolitical uncertainty and increasing digital transformation, the European financial ecosystem needs greater autonomy in one of the most critical domains of our daily economic lives: retail payments.
The European Credit Sector Associations (EBF, EACB, ESBG) warmly welcome initiatives by private payment actors towards interconnecting their solutions, such as the joint effort recently announced by the European Payments Alliance (EuroPA[1]), and the European Payments Initiative (EPI).
Initiatives such as these show the importance attached by private solutions to the need to strengthen Europe’s capacity to operate its own payments, based on Europe’s best-in-class payment solutions and increased mutual acceptance. Solutions that are user-centric, collaborative, and aim to enable interconnectivity, can support innovation, and help shape Europe’s future in alignment with European objectives.
As representatives of Europe’s banking sector and in a broader context of change and geo-political developments where resilience is key, we warmly welcome initiatives to strengthen European sovereignty in retail payments, considering also the European Authorities’ Retail Payment Strategies.
[1] In their announcement, EuroPA is represented by Bancomat, Bizum, MB WAY (SIBS), and Vipps MobilePay
For more information:
Alexandra Maniati, Senior Director of Innovation & Cybersecurity, a.maniati@ebf.eu
About the EBF:
The European Banking Federation is the voice of the European banking sector, bringing together national banking associations from across Europe. The federation is committed to a thriving European economy that is underpinned by a stable, secure, and inclusive financial ecosystem, and to a flourishing society where financing is available to fund the dreams of citizens, businesses and innovators everywhere.
Stay in touch with the EBF
The EBF produces a daily and a weekly newsletter with European banking news and updates from national banking associations across Europe. CLICK HERE TO SUBSCRIBE
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]]>EBF PRESS RELEASE
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The EU T+1 Industry Committee finalises High-Level Road Map
The Committee’s report contains recommendations for market participants in the EU and EEA for transitioning to a shorter settlement cycle
Brussels, June 30, 2025 – The EU T+1 Industry Committee has published its High-Level Road Map for the transition to a T+1 settlement cycle for securities on 11 October 2027.
The roadmap contains a set of recommendations developed collaboratively by association representatives and workstream leads from various industry segments, and its technical workstreams, with broad industry representation. These non-legally binding recommendations are designed to serve as a practical, expert-led framework to assist market participants in identifying and addressing the most critical operational considerations and to support firms’ preparations and budget allocations.
Today’s release marks the culmination of four months’ work on the recommendations and the Industry Committee’s publication of the roadmap, which has also been shared with the EU T+1 Coordination Committee.[i]
The High-Level Road Map is available for download here: Shortening the settlement cycle to T+1 in the EU, and on the relevant industry associations’ websites.
Giovanni Sabatini, independent chair of the EU T+1 Industry Committee, noted: “Today’s publication of the High-Level Road Map and the recommendations included therein marks the kick-off of a complex process to move EU and EEA markets to T+1 on the agreed date of 11 October 2027, in coordination with the UK and Swiss markets. We urge all market participants to review the recommendations, assess the impact on their systems and procedures and start planning how they want to prepare for the transition to T+1”.
Sabatini added: “A key theme throughout this report is the imperative to enhance automation and eliminate manual interventions across all stages of the post-trade lifecycle.”
The EU T+1 Industry Committee will host a launch event for market participants to discuss the recommendations on 3 July 2025. Register to attend the launch event virtually here: http://bit.ly/4nqBQhg
For more details on the EU T+1 governance structure, please visit this webpage: Shortening the settlement cycle to T+1 in the EU
For more information:
Jacopo Borgognone, Senior Policy Adviser – Financing Growth – j.borgognone@ebf.eu
The European Banking Federation is the voice of the European banking sector, bringing together national banking associations from across Europe. The federation is committed to a thriving European economy that is underpinned by a stable, secure, and inclusive financial ecosystem, and to a flourishing society where financing is available to fund the dreams of citizens, businesses and innovators everywhere.
Stay in touch with the EBF
The EBF produces a daily and a weekly newsletter with European banking news and updates from national banking associations across Europe. CLICK HERE TO SUBSCRIBE
The post The EU T+1 Industry Committee finalises High-Level Road Map appeared first on EBF.
]]>EBF. Work Where It All Happens.
The European Banking Federation works at the heart of the European banking sector. Our daily activities are guided by the dynamics between European integration, finance, public policy and the digital revolution. It is our job to bring together 33 national banking associations in Europe and represent some 3,500 banks – large and small, wholesale and retail, local and international. We act as a platform for representation and constructive exchange of ideas and expertise between banks, regulators, supervisors and other stakeholders, shaping the banking sector of tomorrow.
The position
We are recruiting a full-time trainee on Digital Innovation to support the work of the Innovation & Cybersecurity team.
In this role you will find yourself working in an ambitious team, active in a sector critical for companies and households in Europe. The team covers topics related to the digital tranformation in financial services, namely: digital euro, data economy and open finance, payments, cybersecurity and resilience, AI, digital identity and cloud banking.
Detailed responsibilities
At the EBF, we take trainees seriously. That means you will be a full-fledged member of the team as we navigate EU and international financial regulations, delivering effective engagement with EU policy-makers and intelligence on key policy areas affecting one of the EU’s biggest industries. With your finger on the pulse of EU and digital developments, an enthusiasm for hard work and an ambition to build your experience in banking services, this could be the role for you.
In your daily work, you will be:
- Monitoring policy and regulatory developments on digital innovation and cybersecurity, and report to the relevant policy advisers and EBF Members;
- Assisting the team in drafting responses to the Commission’s and other EU institutions’ consultations;
- Searching for key information, analysing relevant documents and conducting research on specific issues;
- Organising meetings with bank representatives and policy-makers, preparing agendas and ensuring follow-up;
- Helping organise events and attending conferences and public hearings when necessary;
- Preparing and communicating high-quality and concisely articulated materials for internal and external audiences, including policy briefings;
- Maintaining constructive relationships with key stakeholders.
Need to have
- A strong passion for Europe and EU Affairs;
- An academic background in law, political science or any other relevant field of studies, and an interest in developing experience in the banking sector (knowledge related to any of the areas covered by the team will be considered an asset);
- A positive personality, who enjoys working in a result-oriented team;
- Strong skills in analysis, synthesis and organisation, combined with excellent written and verbal communication skills;
- Excellent command of English (oral and written, native speaker level);
- EU citizenship (with the necessary permit to work throughout the EU);
- NO previous experience under an employee contract in order to meet the formal conditions of the internship program of the Belgian government.
Nice to have
- Previous internship experience within an EU/international institution and/or in digital issues.
Starting date
mid-August or September 1, 2025
Offer
- Paid internship: convention of professional immersion (six months);
- You will be contributing in representing the EBF and the wider industry on a broad range of issues that are crucial to our member banks and the EU economy as a whole;
- Excellent networking opportunities;
- Great learning opportunities within a collaborative, dynamic and international team.
How to apply
Please send your curriculum vitae with a letter of motivation to EBF Recruitment: recruitment@ebf.eu
Deadline: 11 July 2025
Disclaimer: Please note that, due to high interest in positions at the EBF, we may not be able to respond to every application. If you have not heard from us before 25 July 2025, you may assume that we will not move your application forward. We really appreciate your interest in working with us and wish you best of luck in your search. Thank you for your understanding.
Stay in touch with the EBF
The EBF produces a daily and a weekly newsletter with European banking news and updates from national banking associations across Europe. CLICK HERE TO SUBSCRIBE
The post Vacancy: Innovation and Cybersecurity Trainee appeared first on EBF.
]]>New study stresses urgent need for regulatory capital efficiency
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Since the beginning of the regulatory reform in 2010, the European banking system has achieved a level of resilience far beyond the original targets. In 2024, all the capital, own funds and liquidity ratios of European banks have reached levels way above the minimum requirements.
In addition to the strong level of quantitative prudential metrics, significant safeguards have been built up in the European banking sector during the last decade including the EU Single Rulebook developed by the EBA, the unified supervision by the ECB’s Single Supervisory Mechanism, the operationalisation of the bank recovery and resolution framework under the Single Resolution Mechanism and the fast-track contribution of banks to the Single Resolution Fund (SRF)[1]. Also, the EU banking industry successfully clears the most severe stress tests and real-life stress events, supported by this framework that European policymakers put in place during the regulatory reform.
However, the EU regulatory framework has become particularly complex. And despite the large level of resilience achieved, European banks operate under a permanent flux of ever rising capital requirements stemming from changing EU regulation, national authorities’ discretions and supervisory decisions. In a short time frame, the regulatory requirements can change, the capital buffers can be significantly increased upon decision of different authorities absent any idiosyncratic justifications, and the supervisory expectations regularly add pressure to the already enhanced requirements. Such complexity has given way to gold plating of international standards and duplication of measures to address the same risk. As a result, capital planning in European banks is a conundrum.
Bank capital is a key resource to support the European economy and the competitiveness of European businesses. Regulatory capital levels achieved by EU banks now exceed the optimum balance between financial stability and benefits for the economy; in other words, now the marginal contribution to resilience through enhanced capital requirements is no longer compensated by the long-term economic cost derived from constrained financing volumes. At a time when the EU economy is facing increasing financing needs for the green transition, the digital transformation and the competitiveness of EU businesses at global level, it is imperative to avoid trapping bank resources vastly in excess of the global minimum requirements applied by peer world regions or exceeding the intentions of the Level 1 rules agreed by EU co-legislators.
In this context of enhanced and fragmented capital requirements, The European Banking Federation wanted to know how much of the aggregate capital requirement corresponds to the Basel Committee minimum, and how much is the result of discretionary decisions and gold-plating of the multiple EU and national authorities involved in the complex regulatory and supervisory EU framework. The former is referred to as the “Basel Baseline”. The latter is referred to as the “Supervisory Discretion”, or “capital add-ons”. For that purpose, it asked the Global Benchmark Initiative (GBI) of the Global Association of Risk Professionals (GARP) to conduct a fact-based study to inform about:
- The relative size of the mandatory Basel Baseline and of the EU capital add-ons
- The trend of the capital add-ons part from 2021 to 2024
- An estimation of the amount of lending that the capital add-ons part has prevented.
The exercise has been conducted in April and May of 2025 with the participation of 15 EU banks representing 66.4% of the EU banking assets. GARP GBI collected publicly available data and the banks submitted capital buffer, supervisory capital provisioning and deduction data for year-end 2024, 2023, 2022 and 2021 using a bespoke template.
Three conclusions stand out:
- In 2024, at CET1 level the relative size of EU capital add-ons is very significant increasing the Basel baseline by 67%.
- Such Supervisory discretions represent an incremental CET1 capital requirement of €273.2 billion, impacting financing capacity by an estimated €1.9 to €2.7 trillion
- While the Basel baseline has remained stable between 2021 and 2024, the supervisory discretion has increased by more than €100 billion or 60% during the same period
It is remarkable that such increase has absorbed a significant part of the organic growth capital generation of banks over the period, calculated as the aggregate Net Income post shareholders returns, hence curtailing the ability of banks to invest and to grow their balance sheet and profitability.
Against this background, the EBF calls policymakers to pause the upward trend of increasing capital requirements, streamline the capital regulatory framework eliminating fragmentation and duplications and, ultimately make a more efficient use of the capital resources available to the banking system which determine, to a large extent, the availability of credit to the economy at a time when the financing needs are projected to increase significantly if Europe is serious about closing the competitiveness gap with its competitors.
[1] Contributions of banks to the SRF amounted to 80 billion euro at the end of 2024
For more information:
Gonzalo Gasós, Senior Director of Prudential Policy & Supervision – g.gasos@ebf.eu
About the EBF:
The European Banking Federation is the voice of the European banking sector, bringing together national banking associations from across Europe. The federation is committed to a thriving European economy that is underpinned by a stable, secure, and inclusive financial ecosystem, and to a flourishing society where financing is available to fund the dreams of citizens, businesses and innovators everywhere.
Stay in touch with the EBF
The EBF produces a daily and a weekly newsletter with European banking news and updates from national banking associations across Europe. CLICK HERE TO SUBSCRIBE
The post New study stresses urgent need for regulatory capital efficiency appeared first on EBF.
]]>EBF. Work Where It All Happens.
Are you looking for an internship that will help you grow into the world of communications and events?
Position
We are recruiting a full-time trainee to join the dynamic Communications & Events team. The succesfull candidate should have a genuine interest in EU affairs and a creative and innovative approach to communications. Moreover, the colleague will bring enthusiasm in the support to the organisation of in-person and hybrid events. Some of the leading projects the trainee will be working on include EBF’s flagship initiatives linked to financial literacy (European Money Quiz, European Money Week), European Banking Summit, in involvement in the Communications Steerging Group spanning across the memberishp of the federation
Responsibilities
We are looking for an agile and proactive individual to become a fully-fledged member of the EBF Communications team. The successful candidate will be an integral part of our team and handle tasks on a day to day basis that include:
- Contribute to the implementation of EBF events and communications strategy;
- Support in organisation and coordination of events and meeting logistics, including follow-up with attendees, partners and sponsors;
- Create content for different social media platforms, briefings, meeting minutes, website, sharepoint, mailchimp;
- Support with planning, reviewing and testing social media and website content;
- Contribute to press and media research, monitoring and reporting;
- Co-draft the main newsletters of the association;
Need to have:
- A strong passion for EU Affairs and Communications;
- A proactive, positive personality with the drive to get things done together;
- An academic background in communications, politics, business,marketing,or events;
- EU citizenship with the necessary permits to work throughout the EU;
- No previous employee experience in order to meet the internship conditions;
- An excellent command of English (oral and written, native speaker level) and solid writing skills;
- Excellent communication skills;
- Keen eye for detail and accuracy;
- Excellent organisational skills with affinity and/or experience with event organising.
Nice to have:
- Experience with WordPress, Mailchimp, photo design (Photoshop, Canva) and video editing
- Previous internship experience within an EU/international institution/EU association
Starting date
As of 18 August 2025
Offer
- Paid internship: convention of professional immersion (six months); meal vouchers, reimbursement of public transportation costs, hybrid work, and the possibility to work from abroad ;
- Relevant projects and inspiring activities at the center of Europe;
- Excellent networking opportunities;
- Great learning opportunities within a collaborative, young and international team.
At EBF, we aim to give you a well-rounded experience that includes social events, networking, team building and mentorship. We also offer on-the-job training as well as opportunities to learn about the banking industry in a dynamic and international environment.
How to apply
Please send your curriculum vitae with a letter of motivation to EBF Recruitment at the following email address: recruitment@ebf.eu
Deadline: 4 July 2025
About EBF:
The European Banking Federation (EBF) is the voice of the European banking sector, bringing together national banking associations from across Europe. The federation is committed to a thriving European economy that is underpinned by a stable, secure and inclusive financial ecosystem, and to a flourishing society where financing is available to fund the dreams of citizens, businesses and innovators everywhere.
We create a platform for representation and for a constructive exchange of ideas and expertise between banks, regulators, supervisors and other entities that drive the innovation and sustainability of the banking sector. As a team, we learn, work and deliver together in an informal, impact-driven manner.
Disclaimer: Please note that, due to high interest in positions at the EBF, we may not be able to respond to every application. If you have not heard from us before 4 August 2025, you may assume that we will not move your application forward. We really appreciate your interest in working with us and wish you the best of luck in your search. Thank you for your understanding.
Stay in touch with the EBF
The EBF produces a daily and a weekly newsletter with European banking news and updates from national banking associations across Europe. CLICK HERE TO SUBSCRIBE
The post Vacancy: Communications Trainee appeared first on EBF.
]]>EBF REACTION
EBF Response: Consultation on proposed RTS in the context of the EBA’s response to the European Commission’s Call for advice on new AMLA mandates
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Brussels, 11 June 2025 – The European Banking Federation (EBF) has submitted its response to the European Banking Authority (EBA) on the proposed Regulatory Technical Standards (RTS) in the context of the EBA’s response to the European Commission’s Call for advice on the new AML Authority (AMLA) mandates. The EBF welcomes the EBA’s efforts to strengthen the EU’s AML/CFT framework through the RTS. EBF concerns remain with respect to the clarity and feasibility of the proposed measures which should not impose a disproportionate burden on society.
Key Concerns and Recommendations:
- Need for harmonised risk assessment: The current delegation of guidance to national supervisors risks fragmentation and increased compliance burdens.
- Operational and cost implications: With 272 data points proposed for assessment of inherent and residual risks, the RTS impose a disproportionate burden on financial institutions under very tight time frames. The EBF urges the EBA to identify a core set of critical data points for initial implementation.
- Clarification on group-wide reporting: EBF seeks clarity on the scope of group-level assessments, especially regarding application to non-EU-based obliged entities, shared clients, and the treatment of intragroup transactions.
- Proportional customer due diligence (CDD): The EBF stresses the importance of a risk-based approach to customer identification and verification. It warns against overly prescriptive requirements that could hinder financial inclusion, customer experience, and increase compliance costs without significantly improving AML outcomes.
- Risk-sensitive measures: The EBF supports Simplified (SDD) for non-high-risk customers and calls for targeted Enhanced Due Diligence (EDD) measures based on actual risk exposure, along with more proportionate standards regarding Politically Exposed Persons (PEPs).
- Sanctions screening: The EBF recommends aligning screening obligations with existing EU best practices and clarifying the scope of screening to avoid unnecessary operational burdens. EBF believes that screening should be focused on the customer and individuals or entities that ultimately own or control the customer, allowing identification of persons with meaningful ownership or control.
EBF supports the EBA’s goal of a robust and harmonised AML framework. We emphasise that the RTS must be practical, proportionate, and risk-based to be effective.
Our recommendations aim to ensure that compliance efforts are focused where they matter most (i.e. the most substantial risks) while avoiding unnecessary complexity and cost.
The EBF remains committed to working with the EBA, AMLA, and the Commission to ensure the successful implementation of the AMLR and the development of a coherent, efficient, and effective AML/CFT regime across the EU.
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For more information please contact:
Roger Kaiser, Head of Tax and Compliance, r.kaiser@ebf.eu
Nicholas Soutar, Policy Adviser, n.soutar@ebf.eu
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About the EBF:
The European Banking Federation is the voice of the European banking sector, bringing together national banking associations from across Europe. The federation is committed to a thriving European economy that is underpinned by a stable, secure, and inclusive financial ecosystem, and to a flourishing society where financing is available to fund the dreams of citizens, businesses and innovators everywhere.
The post EBF Response: Consultation on proposed RTS in the context of the EBA’s response to the European Commission’s Call for advice on new AMLA mandates appeared first on EBF.
]]>The post EBF Proposal for a Phased-in Implementation of the EBA ESG Risk Management Guidelines appeared first on EBF.
]]>“How to Improve Accessibility of Banking Services” event on 1 July, in Brussels & online
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Tuesday, 1 July 2025, from 09.00 to 15.00 (CET)
Avenue des Arts 56, Brussels and online
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On 28 June 2025, the European Accessibility Act will come into full effect, setting binding accessibility requirements for digital financial services. With more than 101 million Europeans living with a disability, this is a critical milestone for inclusion across the financial sector.
How are banks preparing? What best practices are already in place? And what more can be done?
Join us for this high-level event to hear from key policymakers, accessibility experts, and financial sector leaders discussing the best cases already implemented by banks across Europe. Moreover, the event will discuss improvements in removing barriers in financial services by delivering more accessible and inclusive services.
Stay in touch with the EBF
The EBF produces a daily and a weekly newsletter with European banking news and updates from national banking associations across Europe. CLICK HERE TO SUBSCRIBE
Agenda
8:15 – 09:00 Registration and Welcome Coffee
The event will be presented by Guillaume Dufresne
09:00 – 09:30 Opening remarks
- Jesús Hernández, Director of the European Accessibility Resource Centre, AccessibleEU
- Inmaculada Placencia Porrero, Senior Expert in Disability at Directorate-General (DG) Justice, European Commission
- María Abascal, Chair of Executive Committee, European Banking Federation
- Lars Bosselmann, Executive Director, European Blind Union Central Office
09:30 – 09:45 Keynote speech
- Maria Luis Albuquerque, Commissioner for Financial Services and the Savings and Investments Union, European Commission
09:45 – 10:30 Panel 1: Strategic panel
Moderated by: Inmaculada Placencia Porrero, Senior Expert in Disability at Directorate-General (DG) Justice, European Commission
- Alejandro Moledo, Deputy Director, European Disability Forum
- Heidrun Mollenkopf, President, AGE Platform Europe
10:30 – 11:15 Panel 2: Accessibility Challenges for Banking Services
This panel will provide an overview of the main challenges experienced by users to benefit from inclusive and accessible financial services.
Moderated by: Julia Wadoux, Policy Manager on Healthy Ageing and Accessibility, AGE Platform Europe
- Sébastien de Brouwer, Deputy Chief Executive Officer, European Banking Federation
- Luis Palomares, Head of the Information and Accessibility Unit from Organizacion Nacional Ciegos Españoles
- Carin van der Cruijsen, Dutch National Bank
Q & A with panelists and audience
11:15 – 12:00 Panel 3: Enhancing User Experience of Banking Services
Creating an accessible banking experience requires a focus on usability. This panel will cover the latest progress for designing user-friendly interfaces, accessible authentication methods, accessible payment terminals, and improving digital banking security.
Moderated by: Anna Martin, Head of Financial Services, BEUC (The European Consumer Organisation)
- Jakob Rosin, National Expert for AccessibleEU in Estonia, President of the Estonian Blind Union, Board Member and Head of the taskforce on accessible payment terminals at the European Blind Union
- Erik Gustafsson Spagnoli and Daniel Göransson Accessibility specialists (CPWA) at Axess Lab
- Hendrik Bourgeois, Senior Vice President Public Policy and Government Affairs, MasterCard
Q & A with panelists and audience
12:00 – 13:00 Lunch Break
13:00 – 13:45 Panel 4: Making Online Payments Accessible
Digital payments are at the core of modern banking, but many payment methods still pose accessibility challenges. This session will examine how financial institutions can benefit from the EAA to remove barriers in payment systems, ensuring seamless and secure transactions for people with disabilities and older people.
Moderated by: Klaus Miesenberger, Senior Expert of AccessibleEU and Assistant Professor in Computer Science at the University of Linz
- Mariana Santos, Policy Officer at Directorate-General (DG) Financial Stability, Financial Services and Capital Markets Union, European Commission
- Andreas Havsberg, EBU Board and Board Member, Norwegian Association of Blind and Partially sighted
- Lisa Andexlinger, Product Management, KEBA
Q & A with panelists and audience
13:45 – 14:30 Panel 5: Good Practices in Banking Accessibility – Lessons from Successful Initiatives
This session will highlight real-world examples of successful accessibility initiatives in banking. Representatives from banks, fintech, and advocacy groups will share best practices, lessons learned, and innovative approaches that have positively impacted customers with disabilities and older people. The discussion will also emphasize collaboration between financial institutions, policymakers, and user communities.
Moderated by: Simon Vervaet, European Affairs Counsel, Febelfin
- Sophie Allain des Beauvais, Digital Euro Consumers and Merchants Proposition Expert, European Central Bank
- Freddy Jussien, Advocacy Lead, Inclusion Europe
- Ciara Drain, Head of Vulnerable Customer Unit, AIB
- Benedicte Bedaine Renault, Head of sustainability for BPCE Payments’ business
Q & A with panelists and audience
14:30 – 15:00 Closing Remarks
- Jesús Hernández, Director of the European Accessibility Resource Centre, AccessibleEU
- Inmaculada Placencia Porrero, Senior Expert in Disability at Directorate-General (DG) Justice, European Commission
- Wim Mijs, Chief Executive Officer, European Banking Federation
The post “How to Improve Accessibility of Banking Services” event on 1 July, in Brussels & online appeared first on EBF.
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